Based in Lincolnshire, advising clients across the UK. Confidential initial conversation, free of charge.

Confidential initial conversation

Clear advice. A personal way forward.

Speaking to us does not automatically mean a company must close. Earlier advice can preserve options, value and choices that later disappear.

Charles and Arabella Ranby-Gorwood, licensed insolvency practitioners at CRG, standing together
Charles and Arabella — licensed insolvency practitioners, Lincolnshire.

80+ years

combined experience across the practice

£150m+

recovered for creditors

Free

confidential initial conversation

Early advice

You may have more options than you think.

Where rescue is not realistic, we will say so honestly and explain an orderly route forward.

Two people talking across a table, one explaining a document

Behind financial pressure are livelihoods, families and difficult decisions. We listen without judgement, explain what each option actually involves, and tell you plainly where rescue is realistic and where it is not.

You do not need to know which procedure applies to you before you call. That is our job.

Where do you start?

Cash is tight, creditors are pressing or HMRC is in touch. Understand your position before options narrow.

An orderly, director-led route, with a clear explanation of what happens and what is expected of you.

Property Receivership and secured-creditor work, handled discreetly and commercially across the UK.

Warning signs

Am I insolvent?

It is the question most people arrive with. There are two established tests — and a set of practical warning signs that usually show up first.

None of these means a company must close. Together they usually mean a conversation is overdue.

  • Paying suppliers later than agreed, routinely
  • A time-to-pay arrangement with HMRC that is slipping
  • Using VAT or PAYE money to fund day-to-day trading
  • An overdrawn director’s loan account you are unsure about
  • Personal guarantees you have stopped thinking about
  • County court judgments, or a statutory demand received
  • Funding withdrawn, or a facility not renewed
  • Work won at prices that no longer cover cost

Family-led and independent

You will speak to one of our insolvency practitioners in Lincolnshire, backed by a team who know your case.

CRG is independent and family-run. Licensed insolvency practitioners take personal responsibility for the advice you are given, from the first call to the last document — supported by an experienced team who know these cases intimately and handle the detail properly.

Over 80 years’ combined experience across the practice, and more than £150 million recovered for creditors.

Charles Ranby-Gorwood, licensed Insolvency Practitioner and founder of CRG
Charles — licensed insolvency practitioner
Arabella Ranby-Gorwood, licensed Insolvency Practitioner and receiver
Arabella — licensed insolvency practitioner

How a conversation works

01

We listen

You tell us what is happening, in your own words. No forms, no judgement, no commitment.

02

We understand

We review the numbers and the pressure points, and establish what is realistically available.

03

We explain

We set out the options and their consequences in writing, and you decide what happens next.

No obligation, no pressure

Start a confidential conversation.

Speak to us. The initial conversation is free, and speaking to us does not commit you to anything.